Entries tagged with: Fishing

What is P&I- Protection and Indemnity

What is P&I- Protection and Indemnity

Posted on by David Graham

Protection & Indemnity Insurance – What is it??? If you own a boat and have an insurance policy, you may have noticed in your policy you have Protection and Liability (P&I).  Has it ever been explained?  We will try to offer a brief explanation and highly encourage you to speak to your agent. If you look at your policy and you don’t have P&I coverage, please contact a marine Insurance specialist like Gallagher Charter Lakes.  This is a brief overview of P&I. FOR THE VERY LARGE OCEAN VESSELS P&I is liability coverage for the boat or ship owner.  Most of... Continue Reading

Boat safely, especially around the Holiday Weekends- 7 Tips

Boat safely, especially around the Holiday Weekends- 7 Tips

Posted on by David Graham

7 Tips to keeping your boating season safe - Most of these tips come from Sheriff and Coast Guard sites With the Labor Day Holiday comes the sign that summer is ending and in many places, the boating season is wrapping up.  This weekend, many people will head to the beaches, lakes and seas for one final time on Labor Day Weekend to celebrate with friends and family. However, a relaxing day on the water could turn deadly if boaters are not following safety guidelines. Coast Guard and Sheriff patrol warn those who head out to the waters this weekend-... Continue Reading

Sun Protection While on the Water

Sun Protection While on the Water

Posted on by David Graham

Summer officially begins this week.  And Charter Lakes Marine Insurance wants you to have a safe and enjoyable experience while you are out on the boat. Summer time means: boating, fishing, beach getaways, picnics, baseball games, golf and just getting outdoors. Exposure to the UV rays can be very dangerous. Those dangers are magnified while on the water. According to the American Cancer Society, more than 3.5 Million cases of skin cancer are diagnosed each year and on the rise.  90% of non-melanoma skin cancers are associated with exposure to the sun’s UV rays. If you love being on the... Continue Reading