Charter Boat Insurance


Charter Boat Insurance

If you are the owner of a Charter Boat you have come to the right place for your Charter Boat Insurance needs. Charter Lakes has been providing Charter Boat Insurance (uninspected passenger vessels) for 34 years. Our mission is to provide our clients with the broadest coverage available at the most competitive price. We have taken that one step further with the introduction of our new Charter Boat Policy. In our humble opinion, this is the broadest Charter Policy available in the country. Regardless of your budget, we have the flexibility to tailor a policy for you that meets your coverage needs.

Standard Policy Provisions Include:

  • Written on an Agreed Value basis
  • Disappearing Deductible Clause
  • Protection and Indemnity Liability Coverage (limits up to $ 2mm are available)
  • Pollution Liability with a standard limit of $ 854,400
  • $ 25,000 Passenger Medical Payments Coverage
  • $ 5,000 Personal Property/Fishing Tackle Coverage
  • $ 2,500 Towing and Emergency Assistance
  • Dockside Liability Coverage
  • Replacement Vessel Liability

* Please consult one of our agents for complete explanation of coverage *

Optional Coverage Features Include:

  • Liability coverage for your employment of Captain(s) and Crew
  • Marine General Liability (for land based property like an office or store)
  • Charter Legal Liability (for your booking trips on non-owned boats)
  • Excess Protection and Indemnity
  • Shoreside Liability
  • Additional Interests/Loss Payees/Breach of Warranty

Types of Charter Operations We Insure:

  • Sport Fishing Charter Boats
  • Eco and Nature Tours
  • Whale Watching
  • Expedition (Multi Day) Charters

Charter Lakes focusses 100% of its energies on marine insurance with a special focus on passenger vessels. We make it easy for you to purchase the broadest coverage available at the most competitive price. Let our experienced Agents go to work for you.  Fleet discounts apply.