Tips for Protecting Your Vessel

Posted on by Dan Longman

Insurance, Hurricane ProgramsAs mariners, there is nothing we can do to change severe weather predictions. But we can be prepared. Planning for the safety of your boat and where it will survive best is a lot like the real estate business, Location, Location, Location. The first major decision, one that affects all subsequent action, is finding a safe location where you can keep your boat during a storm.

If trailer-able, your boat should be removed from the water at least 48 hours prior to projected landfall and stored in a location that is inland from the coast and safe from high winds and tidal surge. We found that boats stored on trailers at protected locations inland from the coast,  faired very well in prior hurricane seasons.

If you are unable to trailer your boat, develop a Hurricane Plan that includes moving your boat to a safe location where the boat can be secured and protected. This may include a marina where the dockmaster has an established hurricane plan in place. Canals, rivers and waterways are usually better alternatives to marinas, and the farther inland the better.  Here you can find a “Hurricane Hole” that is protected from wind and surge. This may require using pre-built line and chain assemblies designed specifically for your mooring location. Another good option is to haul your boat at a marina that offers hurricane storage where your vessel can be strapped down to the ground. Vessels should never be left in davits or on a hydrolift.

After a storm, a check of your vessel should be done as soon as safely possible.  If you find damage to your boat, take such action that is necessary to save and preserve property, photograph any damage, and report any loss or claim to us immediately.  We are here to help!