Coverage That Reflects the Realities of Your Life on the Water

Standard boat policies can leave serious anglers like you exposed. Fishing means a real investment – your vessel, your gear, your travel, and of course, your time on the water. Generic boat policies can leave dangerous coverage gaps that can cost anglers tournament prize money or a season of great memories.

What Our Anglers & Fishing Professionals Can Count On:

  • Agreed Value Settlements

    Full insured value in a total loss—no surprise depreciations.

  • Unlimited Trailering

    Rest assured knowing coverage follows you—wherever the next bite takes you.

  • Tournament Fee Reimbursement

    Recover tournament entry fees if a covered claim ever keeps you off the water.

  • Replacement Vessel Liability

    Stay protected no matter what—even when operating a temporary vessel.

  • Professional Angler Liability

    Full coverage for seminars, sports shows, and public events.

  • Pollution Liability

    Complete coverage for accidental spills, fuel discharge incidents, and more.

  • Fishing Equipment & Personal Property

    Protection for your rods, reels, tackle, electronics, and on-the-water gear.

  • Towing & Emergency Services

    Know you're covered—even if unexpected breakdowns leave you stranded.

Words Straight from Pros on the Water

Been with Charter Lakes for over 25 years. Fair, courteous service at a very fair price. Highly recommend them.

James Samia

Marine Insurance That Covers You Before, During, & After Tournament Day

Hooking your catch starts long before the lines hit the water—just like risk doesn't disappear the second you head back to shore. From trailering your vessel, to events to protecting your gear between trips, our coverage is designed for every stage of your time on the water—and built around the realities of your fishing lifestyle.

  • Tournament Fishing

    Protection designed for competitive anglers and tournament participation.

  • Traveling & Trailering Anglers

    Coverage that follows your vessel from the launch ramp to the tournament to the home slip.

  • Inshore & Offshore Fishing

    Coverage created for serious anglers fishing a variety of waters and conditions.

  • Sponsored & Professional Anglers

    Liability protection built to go beyond tournaments—including seminars, sports shows, and public events.

  • Recreational Anglers with High-Value Rods & Gear

    Serious fishing investments aren't just for the pros—and they deserve serious protection.


START YOUR CUSTOM QUOTE


Extra Protection for the Marine Risks that Other Carriers Miss

Risk is everywhere when it comes to your vessel, equipment, tournaments, and time—your marine insurance should be everywhere, too. Our coverage addresses all the gaps other carriers miss—and brings you extra support for more protection and peace of mind, on the water and off.

  • Tournament Fee Reimbursement

    Recover tournament entry fees after a covered loss.

  • Replacement Vessel Liability

    Protection at all times, even when operating a temporary replacement vessel.

  • Towing & Emergency Services

    Emergency support for when the unexpected happens offshore or inshore.

  • Fishing Equipment & Personal Property

    Rods, reels, tackle, & onboard electronics—all covered.

  • Unlimited Trailering

    Across town or across country—you're covered.

  • Professional Angler Liability

    Coverage beyond tournaments—public appearances, instruction, & sponsored events.

Who You Insure Through Matters

For more than 50 years, we've helped recreational fishermen and tournament anglers protect their vessels, gear, and time on the water. We don't dabble in marine insurance—it's what we do. That means faster quoting, specialized support, and a team that knows how to protect your vessel, your gear, and your trips with confidence.


Angler Insurance: FAQs

The Anglers Choice policy specifically defines the use of a vessel to include coverage for your vessel, machinery, equipment, and your fishing gear while used in fishing tournaments.

It provides additional coverage for participating in Professional Angler Activities such as fishing tournaments or charity fishing events, conducting fishing seminars or workshops, and working sport shows.

We extend coverage for your fishing equipment(tackle, rods, reels, etc.) when it is in your boat, while stored ashore, or locked in your vehicle. Most boat policies only provide coverage while the equipment is aboard the boat.

Yes. Boat insurance policies cover damage to the insured vessel when you are trailering it, but if your vessel damages the property of others or hurts someone while you are towing it, that would fall under your automobile liability insurance.

The insurance Carrier and the Insured agree to a specific value on the property. At the time of a total loss, the company pays the agreed value with no regard for depreciation.


GET MY CUSTOM QUOTE