Entries tagged with: Boating

Quick steps to review your Boat / Watercraft Policy

Quick steps to review your Boat / Watercraft Policy

Posted on by David Graham

Congratulations, you’ve bought that special boat.  Whether it’s for commercial use or pleasure, you are seeking Boat Insurance: You’ve worked with an agent and given them all the details about who you are, if the boat will be insured in the name of your business or you personally.  Make, model, serial #, does it have a trailer, where you plan to use the boat and where you will keep it when you are not using it, how much personal property you might have onboard, folks in tropical storm areas-what is your storm plan and many more answers. Your agent then... Continue Reading

SWIMMING SAFETY FOR KIDS WHEN BOATING

SWIMMING SAFETY FOR KIDS WHEN BOATING

Posted on by David Graham

Every year there are an estimated 360,000 deaths worldwide related to drowning making it the 3rd leading cause of unintentional injury death and a cause for major concern (World Health Organization). Unfortunately, children make up a large percentage of these drowning accidents particularly if they are under 9 years of age. The chance to drown is exacerbated for kids when boating because of a variety of additional factors that can make the environment more difficult for inexperienced swimmers. Beach and Boating Safety Tips Water Safety When Around The Ocean Swimming from your boat in the ocean, in a river, or... Continue Reading

What is P&I- Protection and Indemnity

What is P&I- Protection and Indemnity

Posted on by David Graham

Protection & Indemnity Insurance – What is it??? If you own a boat and have an insurance policy, you may have noticed in your policy you have Protection and Liability (P&I).  Has it ever been explained?  We will try to offer a brief explanation and highly encourage you to speak to your agent. If you look at your policy and you don’t have P&I coverage, please contact a marine Insurance specialist like Gallagher Charter Lakes.  This is a brief overview of P&I. FOR THE VERY LARGE OCEAN VESSELS P&I is liability coverage for the boat or ship owner.  Most of... Continue Reading

Boat safely, especially around the Holiday Weekends- 7 Tips

Boat safely, especially around the Holiday Weekends- 7 Tips

Posted on by David Graham

7 Tips to keeping your boating season safe - Most of these tips come from Sheriff and Coast Guard sites With the Labor Day Holiday comes the sign that summer is ending and in many places, the boating season is wrapping up.  This weekend, many people will head to the beaches, lakes and seas for one final time on Labor Day Weekend to celebrate with friends and family. However, a relaxing day on the water could turn deadly if boaters are not following safety guidelines. Coast Guard and Sheriff patrol warn those who head out to the waters this weekend-... Continue Reading

Sun Protection While on the Water

Sun Protection While on the Water

Posted on by David Graham

Summer officially begins this week.  And Charter Lakes Marine Insurance wants you to have a safe and enjoyable experience while you are out on the boat. Summer time means: boating, fishing, beach getaways, picnics, baseball games, golf and just getting outdoors. Exposure to the UV rays can be very dangerous. Those dangers are magnified while on the water. According to the American Cancer Society, more than 3.5 Million cases of skin cancer are diagnosed each year and on the rise.  90% of non-melanoma skin cancers are associated with exposure to the sun’s UV rays. If you love being on the... Continue Reading