The Team


Our team of Marine Underwriters has over 120 years combined experience and is dedicated exclusively to marketing and underwriting Marine Insurance. Our years of experience enable us to know the markets and more quickly respond to your needs. We care about helping you find the broadest coverage at the most competitive price. Equally important is the service you receive after the sale. Charter Lakes' customer service representatives have the experience and knowledge to assure you will receive fast, professional and courteous attention. We have dedicated marine claims specialists available 24 hours a day, seven days a week to help you through the claims process should you have an unfortunate incident.

Let us show you why Charter Lakes is the best solution for all your Marine Insurance needs.

  • Judi Budke

    Account Executive
    Florida Office
    800-456-8936
    A native of Ely, Minnesota, Judi moved to Orange Park, Florida in 1986 to embrace the sunshine and warmer weather. She earned her Associate degree in Accounting from Vermilion Community College and went on to receive a Bachelor of Science in Business Administration. Judi started her insurance career in 1990 at Admiralty Insurance Inc as a receptionist/bookkeeper and later became a licensed agent. She continued as a producer after Charter Lakes Marine Insurance acquired Admiralty in 2001. Judi is a proud mother of three and grandmother of two. She enjoys watching the Jacksonville Jaguars and Minnesota Vikings, traveling, and reading. She is also looking forward helping you find the best policy at the best value!