The Team


Our team of Marine Underwriters has over 120 years combined experience and is dedicated exclusively to marketing and underwriting Marine Insurance. Our years of experience enable us to know the markets and more quickly respond to your needs. We care about helping you find the broadest coverage at the most competitive price. Equally important is the service you receive after the sale. Charter Lakes' customer service representatives have the experience and knowledge to assure you will receive fast, professional and courteous attention. We have dedicated marine claims specialists available 24 hours a day, seven days a week to help you through the claims process should you have an unfortunate incident.

Let us show you why Charter Lakes is the best solution for all your Marine Insurance needs.

Judi Budke

Account Executive
Florida Office
800-456-8936
Originally from Ely, Minnesota, Judi moved to Orange Park, Florida in 1986 to enjoy the warm weather. She graduated with an Associates Degree from Vermilion Community College in Ely, and a Bachelor of Science Degree in Business Administration from the University of Phoenix. Judi began her insurance career with Admiralty Insurance Inc in 1990 as the receptionist/bookkeeper and eventually obtained her agents license. Judi stayed on as a producer when Charles Lakes Marine Insurance purchased Admiralty in 2002. Judi has 3 children and 2 grandchildren and enjoys traveling, reading and spending time with her grandchildren.