Charter Lakes specializes in boat insurance.  And while you might think all small boat insurance policies are the same, you would be wrong. Every boat insurance policy is written differently and can vary greatly in the amount of coverage provided. Charter Lakes represents the strongest marine insurance underwriters in the country. We understand the strengths and weaknesses of each our underwriter’s policies as well as the policies of our competitors. Our Account Executives will help you find the broadest insurance protection at the most affordable price.

Small Boat Insurance Features:

  • All Risk Policy written on an Occurrence basis
  • “Agreed Value” Physical Damage Coverage
  • Protection and Indemnity Liability
  • Pollution Liability
  • Medical Payments
  • Trailer Coverage
  • Personal Property Coverage
  • Uninsured Boaters Coverage
  • Towing and Emergency Assistance

Because boat insurance is all we do at Charter Lakes, we offer much more to boat owners than can be offered by a general insurance agent.  Apart from representing a wide array of (A) rated underwriters and policy forms, we offer 24/7 claims service so you will have our support available in the unfortunate event of a claim. As a specialist, we are uniquely capable of acting as an advocate for our clients if there is ever a claim dispute with an underwriter. We have successfully gone to bat for our clients on many occasions.

Putting our team behind you is a winning combination.