The Team


Our team of Marine Underwriters has over 120 years combined experience and is dedicated exclusively to marketing and underwriting Marine Insurance. Our years of experience enable us to know the markets and more quickly respond to your needs. We care about helping you find the broadest coverage at the most competitive price. Equally important is the service you receive after the sale. Charter Lakes' customer service representatives have the experience and knowledge to assure you will receive fast, professional and courteous attention. We have dedicated marine claims specialists available 24 hours a day, seven days a week to help you through the claims process should you have an unfortunate incident.

Let us show you why Charter Lakes is the best solution for all your Marine Insurance needs.

April Cook-Balech

Account Executive
Maryland Office
410-827-7750
April grew up in the Annapolis-Kent Island area. She acquired much of her marine knowledge and love for boating at the US Naval Academy, where she performed as the lead female vocalist for their Midshipmens Band. She is married with 3 children and enjoys boating, training parrots, traveling and spending time with her family. Utilizing her extensive marine insurance background, April opened the first satellite office for Charter Lakes in Chester Maryland in 1997.